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Individual Health Insurance
Individual Health Insurance is
a type of Health Insurance coverage that is made available
to individuals and families,
rather than to employer groups or organizations. Given the option,
most people would prefer to have their employer provide group Health
Insurance coverage. But, if this is not an option for
you, it is still important for you to seek coverage. You may
be pleasantly surprised with the variety and affordability of
the Individual Health Insurance options available.
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Individual Health Insurance
BENEFITS
Family
and Individual Health Insurance plans are usually described as either "indemnity" or "managed-care" plans.
Put broadly, the major differences concern choice of healthcare providers,
out-of-pocket
costs and how bills are paid. Typically, indemnity plans offer a broader
selection of healthcare providers than managed care plans. Indemnity
plans pay their share of the costs for covered services only after they
receive a bill (which means that you may have to pay up front and then
obtain reimbursement from your Individual Health Insurance company). |
